List of A-share bank salaries: The average salary per person at China CITIC Bank is 600,000 yuan, and the management of Chongqing Bank received the largest salary increase.

The disclosure of the 2025 annual reports of listed banks has come to an end. In an environment where the industry is reducing costs and increasing efficiency and the interest rate spread is narrowing, the compensation of listed banks has become a major focus of the market.

Data from Flush iFind shows that among the disclosed data, in 2025, a total of 17 banks reduced their staff, and the average per - capita compensation of employees also decreased in 17 banks compared with the previous year.

The management of each bank also generally faced salary cuts. Calculated on an in - service basis, the average annual compensation of the management of A - share listed banks last year reached 11.8079 million yuan, and only 4 banks saw an increase in the total compensation of their management.

Rural commercial bank chairmen have high salary levels

Looking at the salary distribution of chairmen (in - service), the industry shows a pattern where rural commercial banks are at the upper level, state - owned banks are at the middle level, joint - stock banks are differentiated, and city commercial banks are evenly distributed.

Data shows that in 2025, the average compensation of chairmen of listed banks was 1.2892 million yuan. A total of 15 banks were above the average, among which 8 were rural commercial banks, and only China Minsheng Bank among joint - stock banks.

The compensation of chairmen of the six major state - owned banks was all below 1 million yuan, at a middle level.

The performance of banks in the Sichuan - Chongqing region was relatively weak. The compensation of chairmen of Chongqing Rural Commercial Bank, Chongqing Bank, and Chengdu Bank was all below 610,000 yuan, at the bottom of the industry.

Four banks' executives saw salary increases against the trend

In 2025, only the management of Chongqing Bank, China Everbright Bank, Industrial Bank, and Ping An Bank among listed banks saw salary increases, with increases of 15.41%, 14.80%, 11.07%, and 7.35% respectively. Among the banks with salary cuts, 23 banks had a salary cut of more than 20%. Zhengzhou Bank had a sharp drop of 58.23%, the highest decline among listed banks.

It is worth noting that China Everbright Bank, Ping An Bank, Zhengzhou Bank, and other banks have taken different paths.

Although China Everbright Bank's net profit attributable to the parent company declined by 6.88% year - on - year, the management's compensation increased significantly by 15% year - on - year to 10.6503 million yuan. At the same time, the average per - capita compensation of the bank's employees decreased by 19.96%, and the compensation of executives and employees went in completely different directions.

Ping An Bank also faced pressure on its profitability, with its net profit attributable to the parent company declining by 4.21%. However, the management's compensation still increased by 7%. Nevertheless, the salary of the bank's president decreased by 4% year - on - year, reflecting a certain performance constraint.

Zhengzhou Bank has attracted more attention.

On the one hand, the bank's net profit attributable to the parent company increased by 1.03%, but it was the only listed bank that did not pay dividends last year, so it has been widely discussed in the market.

On the other hand, in 2025, the average per - capita compensation of the bank's employees decreased by 1.70% to 345,400 yuan, and the total compensation of the management (in - service) also decreased significantly by 58% to 5.801 million yuan. However, the compensation of the bank's chairman Zhao Fei and president Li Hong increased by more than 11% and 14% respectively.

State - owned large banks attach more importance to education, and employees of Chengdu Bank are the most profitable

In terms of the total number of employees, state - owned large banks have always been in the leading position. The number of employees of Agricultural Bank of China reached 458,000 last year, with a 0.69% increase; the number of employees of Industrial and Commercial Bank of China decreased by 1.3% to 410,000 last year.

In terms of employees' education, the employees of Industrial and Commercial Bank of China and Bank of Communications have a higher education level. The proportion of employees with a master's degree or above in both banks exceeds 30%.

However, the average per - capita compensation of state - owned large banks is not prominent. The compensation of Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, etc. is all below 400,000 yuan, generally lower than the industry average.

Last year, China CITIC Bank topped the list of average per - capita compensation, reaching 599,200 yuan; Qingdao Rural Commercial Bank became the listed bank with the highest salary increase rate at 11.64%.

However, in terms of per - capita profit creation, employees of none of these banks are as "profitable" as those of Chengdu Bank.

Data shows that although the average per - capita compensation of Chengdu Bank in 2025 was only 429,200 yuan, 11,300 yuan lower than the industry average, its per - capita profit creation was as high as 1.6928 million yuan, ranking first among listed banks.

In sharp contrast, the per - capita profit creation of Zhengzhou Bank was only 313,100 yuan, ranking at the bottom of the industry.

This article is from the WeChat official account “Damo Finance” (ID: damofinance), author: Damo Finance. It is published by 36Kr with authorization.