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9:00 36Kr | Mortgage terms extended to 40 years but applicants cannot be over 35 years old? Relevant institutions respond; Changxin Memory's profit margin surpasses that of Samsung and SK Hynix; Dell's market value soars by 250 billion yuan overnight, hitting a record high.

8点1氪2026-09-12 09:11
The maximum term of mortgage loans has been extended to 40 years, but it is subject to constraints such as the borrower's age and the age of the property set by banks, and the detailed rules for existing mortgage loans are still under research.

Today's Hotspot Overview

Moonshot AI is accelerating its growth driven by Kimi K3, with an annualized revenue target of 2 billion US dollars by the end of 2026

Multiple securities firms have tightened access to individual programmatic trading

OpenAI is reportedly considering slowing down the development of cutting-edge AI, and Sam Altman hopes other companies will follow suit

International oil prices fell on the 11th

Star AI researcher leaves Meta and joins Anthropic

Top 3 Major News

Mortgage term extended to 40 years but applicants must not be over 35? Institutional responses

On August 28, the People's Bank of China and the State Administration of Financial Regulation jointly issued the *Opinions on Reforming and Improving Real Estate Credit Management to Promote the Accelerated Establishment of a New Development Model for the Real Estate Sector*, extending the maximum term of individual housing loans from 30 years to 40 years.

An insider from a real estate agency in Beijing said: "The loan term is associated with the age of the property, building structure, construction mode, and the age of the borrower." Depending on different banks, the sum of "borrower's age + loan term" usually does not exceed 70 or 75 years. A staff member of the post-loan management department of China Construction Bank said: "Provident fund loans are temporarily not covered by the term extension policy." In addition, the term recognition rules for provident fund loans are relatively strict. "For brick-concrete residential buildings, the maximum loanable term is 47 minus the age of the property; for steel-concrete residential buildings, it is 57 minus the age of the property; for properties included in the new renovation list of the municipal housing and urban-rural development commission, the figure can be 67 minus the age of the property."

The progress of the policy that allows existing mortgage holders to apply for extended repayment terms varies. Taking the Beijing region as an example, a post-loan management staff of China Construction Bank stated that "the relevant detailed rules for existing housing units are still under discussion." (JIEMIAN News)

CXMT's profit margin overtakes Samsung and SK Hynix, becoming the memory manufacturer with the highest profitability

According to the news on September 11, the latest data from QUICK FactSet, a global economic survey and analysis platform, shows that in the second quarter of 2026, the EBIT margin of Changxin Memory Technologies reached 82%, surpassing SK Hynix (76%) and the semiconductor business of Samsung Electronics (70%) in one move, making it the world's most profitable memory chip manufacturer in that period. In the same period, the revenue of Changxin Memory Technologies increased by about 10 times year on year, registering the highest growth rate among the six enterprises including Changxin Memory Technologies, Samsung, SK Hynix, Micron, Kioxia and SanDisk. (Jiemian News)

U.S. tech giant's share price surges nearly 12% to a new all-time high, with its market value soaring by 250 billion yuan overnight

In the early hours of September 12, Beijing time, the share price of U.S. tech giant Dell Technologies skyrocketed by nearly 12%, closing at $567.14 and hitting a record high. Its latest market value stands at $360.6 billion, representing an overnight increase of about $38.5 billion (equivalent to roughly 258.2 billion yuan).

In terms of market news, the latest financial results disclosed by Dell Technologies have comprehensively exceeded market expectations, and the company has significantly raised its full-year performance guidance, further confirming the continuous warming of the AI infrastructure investment boom. (21st Century Business Herald, China Securities Official Account)

Cutting-edge AI

Alibaba Cloud: Token Plan Personal Edition Upgrade, 12 New Categories of Agent Harness Tools Added

36Kr learned that on September 11, according to the announcement from Alibaba Cloud, the Alibaba Cloud Token Plan Personal Edition has been upgraded. As introduced, the original price and Credit quota remain unchanged. The Standard and Pro packages have added new Agent Harness tool entitlements and usage limits, covering 12 common capabilities for Agent development including search, web page parsing, image generation, speech processing, code execution and other scenarios.

OpenAI Reportedly Considers Slowing Down Cutting-Edge AI Development, Altman Hopes Other Companies Will Follow Suit

On September 11, according to reports, Sam Altman, CEO of OpenAI, said at the company's all-hands meeting this week that the company may slow down the development of cutting-edge artificial intelligence and consider coordinating actions with other AI labs. Jakub Pachocki, Chief Scientist of OpenAI, also stated recently that AI enterprises should coordinate to slow down future development when necessary until common security standards are established. Recently, employees of a number of AI companies have publicly warned of the risks of rapidly advancing AI development. At the end of July, more than 1,000 employees of leading AI enterprises signed a petition, calling for the establishment of a mechanism to slow down AI development. OpenAI has suspended part of its model training recently. Earlier, its AI agent was exposed to have broken through the security environment and attacked third-party websites, which has further aroused public concerns over the cybersecurity capabilities and safety protection of advanced AI. (Jiemian News)

Colorful Clouds Tech: AI Team Breaks the World Record of Large Model Training Speed Twice, Relevant Code Has Been Merged into the Official Open Source Repository

36Kr learned that recently, the artificial intelligence enterprise Colorful Clouds Tech announced that its foundational model algorithm team has consecutively refreshed the world record of large model training speed twice in NanoGPT Speedrun, the global open source AI technology racing project, compressing the standard-compliant training time to 1 minute and 16 seconds. The relevant code has been officially merged into the official open source repository. It is understood that the two records are backed by two original innovations in the model architecture developed by the Colorful Clouds Tech team — DCMHA (Dynamic Combinable Multi-Head Attention) and MUDD (Multi-Channel Dynamic Dense Connection), which were published at ICML, the top international conference on machine learning, in 2024 and 2025 respectively, and both were selected as oral presentations.

Major Companies / Major Events

iPhone 17 Series: Price Hikes on Official Website, Steep Price Cuts Offline

After Apple's autumn new product launch event, although the official website has raised the price of the iPhone 17 series, offline channels have launched promotional price reduction activities. On September 11, a reporter from Jiemian News, posing as a consumer, inquired at a number of Apple stores in Beijing and learned that the offline price reduction range for the iPhone 17 series is 500 to 800 yuan. Among them, the staff of the Apple official store in Beijing China Central Place Shopping Center stated that among the iPhone 17 series currently available in the store, the price of 17e after applying the national subsidy is 4799 yuan, which is 500 yuan cheaper than the 5299 yuan on the official website. A staff member of an Apple store in Haidian District, Beijing said that the original price of iPhone 17 is 6799 yuan, with a current 500-yuan discount, so the price after discount is 6299 yuan.

According to further information from Jiemian News, after the iPhone 17 Pro series was removed from the official website, only two stores across Beijing currently have stock. The staff of the aforementioned Apple store in Haidian District, Beijing told Jiemian News that the 256GB version of iPhone 17 Pro is priced at 8999 yuan, and an 800-yuan discount has been available since the early morning of September 9, making the price after discount 8199 yuan. Staff from multiple Apple stores all stated that if you want to purchase a cost-effective product of the iPhone 17 series, you can go to the JD Apple Self-operated Flagship Store. Jiemian News inquired at the JD Apple Self-operated Flagship Store and learned that the 256GB version of iPhone 17 is priced at 5469 yuan, which is 500 yuan lower than the previous 5999 yuan, and 1330 yuan cheaper than the price on Apple's official website.

When asked about the reasons for the discounts of the iPhone 17 series, relevant staff from the Apple stores did not give a positive response. In addition, the staff reminded that there are no power adapters for sale on authorized platforms such as JD at present, and this product can only be purchased through Apple's official channels. (Jiemian News)

Is Lingqiantong unavailable for payment? Tencent Responds: It is a rumor, and relevant functions will not be affected

Recently, there have been market rumors claiming that WeChat Lingqiantong cannot be used for payment. In this regard, Tencent responded that the relevant untrue content spread on the Internet recently is a rumor. Lingqiantong has always adhered to compliant operation, its relevant functions are not affected, and users can use it with confidence. (Jiemian News)

International oil prices fell on the 11th

As of the close of the day, the price of light crude oil futures for October delivery on the New York Mercantile Exchange fell by 2.43 US dollars, closing at 100.05 US dollars per barrel, with a decline of 2.37%; the price of London Brent crude oil futures for November delivery fell by 3.02 US dollars, closing at 104.61 US dollars per barrel, with a decline of 2.81%. (Jin 10 Data)

U.S. Stock Market Close: Three Major Indexes End Higher

U.S. stocks closed higher on Friday. The Dow Jones Industrial Average preliminarily rose 0.98%, the S&P 500 Index gained 0.86%, and the Nasdaq Composite Index climbed 0.96%. Qualcomm (QCOM.O) rose 2.88%, Intel (INTC.O) gained 2.61%, SpaceX (SPCX.O) went up 2.04%, and Amazon (AMZN.O) increased 1.94%; Western Digital (SNDK.O) fell 3.5%, Oracle (ORCL.N) dropped 1.82%, and Micron Technology (MU.O) edged down 0.22%. The Nasdaq Golden Dragon China Index rose 0.4%, Baidu (BIDU.O) was up 0.89%, and Alibaba (BABA.N) gained 0.68%. (Jin10 Data)

CATL Launches Massive Share Repurchase

CATL announced on September 11 that the company held the 18th meeting of the 4th session of the Board of Directors and the first 2026 extraordinary general meeting of shareholders on July 24, 2026 and August 12, 2026 respectively, and examined and adopted the "Proposal on the Plan for Repurchasing the Company's A Shares". The company is approved to use its own or self-raised funds of no less than 200 billion yuan (inclusive) and no more than 400 billion yuan (inclusive) to repurchase part of its A shares through centralized bidding trading, for the purpose of cancellation and reducing the company's registered capital. The repurchase period shall be 12 months from the date when the company's general meeting of shareholders reviews and approves the share repurchase plan. As of September 11, 2026, the company has cumulatively repurchased 604,300 shares, accounting for 0.0131% of the company's total share capital. The repurchase price ranges from 330.15 yuan per share to 331.61 yuan per share, with a total of 200 million yuan of funds used. (Jiemian News)

Nvidia plans to invest 10 billion US dollars to participate in the Anthropic IPO

It is reported that Nvidia is negotiating to invest in Anthropic's large-scale IPO project, and is in talks to inject up to 10 billion US dollars into Anthropic's initial public offering. Anthropic plans to raise a maximum of 100 billion US dollars through the IPO, with an estimated valuation of around 2 trillion US dollars. (Jin10 Data)

Enflame Technology Steps onto the Capital Stage, Generating a Profit of 160,000 Yuan Per Winning IPO Allotment

On September 11, Enflame Technology, one of the "Four Little Dragons of Domestic GPUs", was officially listed on the Sci-Tech Innovation Board (STAR Market). On the first trading day after listing, the company's stock opened at 410 yuan, up 188.37% from the issue price of 142.18 yuan. During the trading session, the share price once surged to 475 yuan, with an increase of 234%, and the total market value once exceeded 200 billion yuan. The closing price was 397 yuan per share, up about 179% compared with the issue price of 142.18 yuan. Previously, Moore Threads and Muxi Co., Ltd. have been listed on the STAR Market, and Biren Technology has been listed on the Hong Kong Stock Exchange. With the listing of Enflame Technology, all the "Four Little Dragons of Domestic GPUs" have entered the capital market. (China Newsweek)

"Fed's Mouthpiece": The Fed Is Bound to Hike Interest Rates Next Week, But a Single Hike Cannot Solve the Problem

According to reports, Nick Timiraos, the so-called "Fed's mouthpiece", pointed out in his latest article that investors have basically reached a consensus that the Fed will raise interest rates for the first time in three years next week, while the more intractable issue is what will come after that. Hardly anyone inside the Fed believes that a single 25-basis-point rate hike is sufficient to curb inflation. If the rate hike is confirmed next week, it will reflect the judgment that interest rates were kept at an inappropriate level before, and one single hike cannot resolve the problem. Since the 1990s, the Fed has only carried out a "one-off" rate hike once. Walsh stated in July that he did not think the Fed was adept at "fine-tuning". Analysts noted that a chairman who holds a skeptical attitude towards fine-tuning is very unlikely to announce that the task is accomplished right after raising interest rates by 25 basis points. Walsh said last month that there is little evidence showing that borrowing conditions are restricting economic activities. If a rate hike is pushed forward for this reason, the market will naturally question how high the interest rate needs to go. Without clear explanations, the market may interpret a single rate hike as the start of a larger-scale move. Therefore, investors this week no longer treat the September meeting as an isolated, one-off issue. The market currently expects that the total number of rate hikes will reach at least three times by June next year, higher than the previously estimated two times. (Jin10 Data)

Multiple brokerages tighten access for individual program trading

Recently, a number of brokerages have tightened program trading access for individual clients, aiming to further implement the *Regulations on the Access Management of Securities Companies' Trading Information Systems (Trial)* issued by two industry associations on August 28 this year. In accordance with relevant requirements of the document, individual investors are strictly prohibited from carrying out program trading through "quasi-external access" methods, including file interaction services and other approaches. It is also learned that a number of brokerages are clearing up existing non-compliant access businesses where individual investors connect to brokerages' systems relying on reverse order matching strategies. At present, the regulatory authority and the securities industry have fully launched the rectification of external access systems, and many brokerages have set up special working groups to promote the work of investigation, permission shutdown and existing non-compliant business clearance. The industry expects that the first phase of this rectification will be fully completed and implemented in November this year. (CLS)

US CPI rose 3.4% year-on-year in August

Data released by the U.S. Bureau of Labor Statistics on the 11th local time show that the U.S. Consumer Price Index (CPI) rose 3.4% year-on-year in August; the core CPI excluding food and energy prices rose 2.4% year-on-year. (CCTV Finance)

National Development and Reform Commission: China implemented regulation on refined oil prices on September 11, with the actual increases of 260 yuan/ton and 250 yuan/ton respectively after the regulation

36Kr has learned that since the domestic refined oil price adjustment on August 28, the US-Iran conflict has escalated again, and crude oil prices in the international market have continued to rise significantly. To mitigate the impact of rising international oil prices on the domestic market, temporary regulation measures have been adopted for domestic refined oil prices on the premise of retaining the framework of the current price mechanism. Calculated in accordance with the current price mechanism, the prices of domestic gasoline and diesel (standard products) on September 11 should have been raised by 435 yuan and 420 yuan per ton respectively, while the actual increases after regulation are 260 yuan and 250 yuan per ton.

MoonShot AI accelerates growth with Kimi K3, targeting an annualized revenue of 2 billion US dollars by the end of 2026

MoonShot AI aims to significantly raise its annualized revenue to 2 billion US dollars by the end of this year. People familiar with the matter disclosed that the annual recurring revenue of MoonShot AI, an indicator used to measure future sales performance, has exceeded 1 billion US dollars in August, a sharp rise from 300 million US dollars in June. This surge is driven by the Kimi K3 artificial intelligence model released by the company in July, which quickly took the leading position in a number of performance benchmark tests. Some insiders stated that as consumers and enterprises are showing growing interest in Kimi's subscription services and the online hosted models of MoonShot AI, the company currently expects its revenue size to double once again. According to insiders who requested anonymity since the relevant information has not been made public, the company's internal forecast is to hit an annualized revenue of 2 billion US dollars by the end of this year. (Sina Finance)

The implementation rules for the new version of 3C certification for power banks have been officially put into effect, and the first batch of 32 3C certification certificates have been issued

To strengthen the source governance of mobile power supply products, the State Administration for Market Regulation revised and released the new version of Implementation Rules for Compulsory Product Certification: Mobile Power Supplies, Lithium-Ion Batteries and Battery Packs on May 25. Recently, relevant certification institutions have issued the first batch of 32 3C certification certificates in accordance with the new version of the implementation rules. (CCTV News)

Nestlé Announces Price Hikes for Some Products

Ulf Mark Schneider, Global CEO of Swiss food giant Nestlé Group, stated on September 9 that to cope with rising energy, freight and raw material costs, Nestlé is restructuring its product portfolio, raising prices of some products, and phasing out products that consumers are unwilling to pay extra for. Recently, Nestlé sold half of the equity of its bottled water business and withdrew from the vitamin and mineral supplement business. In 2025, Nestlé posted sales of 89.49 billion Swiss francs, equivalent to about 738.2 billion yuan. (CCTV Finance)

All products removed from Qianye Jewelry's online stores, store staff respond

On September 10, sponsoring broker Northeast Securities released a risk warning announcement, stating that it failed to get in contact with Lin Mingjie, the actual controller of Qianye Jewelry, and his wife Gao Xiaosong for unknown reasons. A check on September 11 showed that no products were on sale in the official flagship stores of Qianye Jewelry on platforms including JD, Taobao and Xiaohongshu. All products of Qianye Jewelry on JD and WeChat Mini Shop have been fully cleared. Staff at multiple offline Qianye Jewelry stores in Beijing all stated that some franchised stores of Qianye Jewelry are still operating normally at present. An employee of a Qianye Jewelry franchised store in Haidian District, Beijing said: "We are a franchised store with our own operator. The brand selects several qualified manufacturers, and the franchised stores source goods directly from the manufacturers. At present, customers' in-store consumption and product pickup are not affected." (China News Finance)

Sungrow Power Raises Prices of Its Solar and Energy Storage Products

Reporters from CLS learned from sources in the industrial chain that Sungrow Power sent a product price adjustment notice to downstream customers on September 11, announcing a price increase for solar and energy storage products starting from September 20. The products involved cover photovoltaic inverters, energy storage PCS and energy storage systems, with the price adjustment range reaching 5% to 15%. The company noted in the letter that the current round of upstream material price hikes has continuously exceeded expectations, and the upward cost trend has not seen obvious easing yet. The existing product pricing can hardly cover the comprehensive input of raw materials, production and manufacturing, technological iteration and upgrading, as well as after-sales operation and maintenance. To ensure stable and reliable product quality and controllable delivery lead time, and avoid the impairment of product performance, delivery schedule and service quality caused by cost reduction, after multiple rounds of prudent evaluation by the company, we decide to make appropriate adjustments to the prices of relevant products. (CLS)

Zhu Xing, CEO of Ant Lingbo, Responds to "Reasons for Financing": It Is Not Because of Shortage of Funds or GPU Cards

Recently, the 2026 Bund Summit was held. During the event, Zhu Xing, CEO of Ant Lingbo, had a dialogue with the media. When talking about why Ant Lingbo pursues independent financing and listing, Zhu Xing first emphasized: "We are not conducting financing because we are short of funds or GPU cards." "Financing mainly solves two problems. The first is what kind of incentive mechanism we should adopt to retain high-end talents. The second reason is that the industry's growth will go through many cycles, and we need to make the company more efficient, so that independent financing can help us better cope with competition." He said so. (Sina Tech)

Micron says it will distribute the highest employee bonus in its history

Micron Technology announced on September 11 that it will issue bonuses to more than 60,000 employees worldwide, with the amount hitting a record high in the company's history. Employees in China's Taiwan region will receive total compensation equivalent to 35 to 68 months of salary. Micron stated that each employee in China's Taiwan region who joined the company before August 29 last year will receive a bonus of 1 million New Taiwan Dollars, and the rest will be distributed proportionally based on their tenure. The top performers will get an annual performance bonus of 500% of the basic target, as well as additional stock awards. Micron said the cash compensation for employees in China's Taiwan region will start from 1.7 million New Taiwan Dollars; the average cash compensation for entry-level engineers is 2.9 million New Taiwan Dollars, and the average total compensation including stock awards calculated based on the grant value is 3.4 million New Taiwan Dollars. Micron's annual performance salary adjustment and stock awards will achieve 100% coverage, enabling every employee to become a shareholder of the company. (Sina Finance)

Semiconductor Company Analog Devices Plans to Acquire Alif Semiconductor

Recently, Analog Devices, Inc. and Alif Semiconductor announced that the two parties have reached a definitive agreement, under which ADI will acquire Alif in an all-cash transaction of 1.35 billion U.S. dollars. In accordance with the terms of the agreement approved by the boards of directors of both parties, ADI will pay Alif shareholders an upfront cash consideration of 1.35 billion U.S. dollars, which is subject to the terms of the final agreement. In addition, ADI may also pay an additional contingent consideration of up to 200 million U.S. dollars. The transaction is expected to be completed by the end of 2026, subject to the customary closing conditions and the expiration of the applicable waiting period (and any extension period thereof) specified in the amended Hart-Scott-Rodino Antitrust Improvements Act of 1976. (Jiemian News)

ECB Officials Are Reportedly Inclined to Further Tighten Policies, With Another Rate Hike As Early As October

People familiar with the matter said that ECB officials expect to raise interest rates further, and the next move could come as early as October. Sources revealed that while policymakers' views will still depend on upcoming published economic data, further tightening of monetary policy may be required to push down the inflation rate that stays above 3%. (Sina Finance)

Star AI Researcher Leaves Meta to Join Anthropic

According to people familiar with the matter, star AI researcher Andrew Tulloch is about to leave Meta Platforms Inc. Last year, Meta offered him a compensation package worth over 1 billion US dollars to recruit him. A person familiar with the matter said that Tulloch will join Anthropic. He did not respond to the request for comment, and Meta also refused to comment on his departure. (Sina Finance)

IPO in Progress

Altera reportedly plans to launch its IPO as soon as this year, with the fundraising scale expected to exceed 2 billion US dollars

On September 10, it is reported that Altera, a chip manufacturer backed by Intel and Silver Lake, is preparing to confidentially submit its application for Initial Public Offering (IPO), and may be listed as early as this year. The company has appointed Barclays, Citi, JPMorgan Chase and Morgan Stanley as underwriters, and the capital raised through the IPO may exceed 2 billion US dollars. (Jiemian News)

Tiantong Co., Ltd.: Planning H Share Issuance and Listing on the Hong Kong Stock Exchange

36Kr learned from the announcement of Tiantong Co., Ltd. that to promote its global strategic layout, the company is planning to issue H shares and list on the Main Board of the Hong Kong Stock Exchange. As of the disclosure date of the announcement, relevant details have not yet been determined, and this matter will not lead to the change of the controlling shareholder and actual controller. After the H share listing plan is confirmed, it still needs to be submitted to the board of directors and the shareholders' meeting for deliberation, and filed or approved by regulatory authorities including the China Securities Regulatory Commission and the Hong Kong Stock Exchange. There is uncertainty about whether it can be finally implemented.

Large Company Financial Reports

Adobe Third Fiscal Quarter Revenue Increased 13% Year-on-Year to $6.76 Billion

On September 10 local time, Adobe announced its financial performance for the third quarter of fiscal year 2026. The financial report shows that the company's revenue in this quarter rose 13% year on year to 6.76 billion US dollars, its GAAP net profit reached 1.83 billion US dollars; GAAP diluted earnings per share stood at 4.62 US dollars, and non-GAAP earnings per share was 6.13 US dollars. Adobe said that the annualized recurring revenue of its AI business increased by more than 150% year on year, and the monthly active users of its creative and productivity products have exceeded 1 billion. (Jiemian News)

Investment and Financing

"Super Dimensional Power" has completed a series of Angel+ round financing of more than 500 million RMB

36Kr has learned that "Super Dimensional Power" has completed a series of Angel+ round financing of more than 500 million RMB, with additional investment from Vertex Ventures, the VC institution under Temasek Holdings in Singapore, Fangguang Capital, Wanshi Capital and other institutions. This financing will be used to accelerate the iteration of "data-model-ontology" and promote the productization and landing of embodied intelligence.

"Shanghai Xingyi Core Energy" Completes Pre-A Round Strategic Financing

36Kr learned that Shanghai Xingyi Core Energy, an enterprise engaged in space photovoltaic cells and core materials, recently completed its Pre-A round of strategic financing. This round of financing was jointly participated in by industrial investors associated with Junda Co., Ltd., Shanghai Future Industry Fund, Lingang Blue Bay Capital, Nanxun Luyao and the co-founder of Xinyang Semiconductor, while the old shareholder CAS Shenguang continued to increase its capital contribution. The funds will be mainly used for technology iteration, space environment tests and satellite on-orbit verification, to accelerate the commercial landing of space perovskite photovoltaic cells and space-grade CPI flexible packaging substrate materials.

"Veke Quantum Optics" completes Pre-A round financing of over 100 million RMB

36Kr learned that "Veke Quantum Optics", an ion trap quantum computing company, has recently completed its Pre-A round of financing with a total amount exceeding 100 million yuan. This round is led by Jiuzi Capital, with Zhengxuan Capital and Hanhui Capital as co-investors. The company previously completed an angel round of financing, having secured two consecutive rounds of funding within half a year. The funds raised in this round will be mainly used for production line expansion and complete equipment construction. The company is currently launching a new round of financing, with Duowei Capital acting as the long-term exclusive financial advisor.

Cool Products

Tesla China Officially Launches the All-New MODEL Y All-Wheel Drive Performance Version

36Kr has learned that Tesla China has officially launched the all-new MODEL Y All-Wheel Drive Performance Version, with a starting price of 369,000 yuan.

Alipay to Launch AI Wallet Agent

36Kr has learned from the announcement of Alipay that Alipay will launch the AI Wallet intelligent agent.

Google launches Gemini Windows desktop app, supports waking up AI assistant with shortcut keys

On September 10 local time, Google announced the launch of the Gemini Windows desktop application, which is compatible with Windows 10 and Windows 11. Users can quickly evoke Gemini via the "Alt+Space" shortcut key to get AI assistance directly on the current working interface. This application supports multi-step task processing, can access information in apps including Gmail and Google Drive to generate content, and also supports generating images through Nano Banana and generating videos with Gemini Omni. Google stated that more native desktop features will be launched successively. (Jiemian News)

Kr Major Events

The "Kr Major Events" short video column provides vivid interpretations of major events in the business world. The "brick-moving" competition with a per capita cost of 700 yuan: Is the money of the middle class still so easy to earn?

 

"Saving Mindset" Mini Survey

Nowadays young people always seem to feel anxious about saving money. Every salaried worker may set a monthly saving target, but how much of the goal have they actually achieved?

As soon as the salary is credited to your account, there is barely any balance left after paying off the Huabei bill and the rent. After scrolling through social media for a while, your wallet becomes much emptier after you leave the live-stream shopping room. You live frugally for a whole month, but all your savings are wiped out after a single skiing trip... "I didn't even buy anything expensive, where did my money go?" This has become an unsolved mystery for contemporary young people.

Do you have the habit of saving money now? What is the biggest obstacle preventing you from saving? You are welcome to fill in the "Mini Survey on Young People's Saving Behaviors" to share your attitude towards saving and your relevant achievements~

"Saving Mindset" Mini Survey

Compiled | Wang Haoyang